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A Step-by-Step First Time Buyer's Guide

Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by our team will help reduce the stress of buying a home and help you enjoy the journey as much as possible.

Analyze

Conduct a Needs Analysis

We know the home buying experience can be fraught with mystery. Our experienced agents will leverage expertise, local market knowledge, and key industry partnerships to ease you through the process of finding your dream home. We’ve been down this road before, so we’ll first ask the necessary questions and gather the important data we need to kick off journey to home ownership. Let’s get started!

Finance

Get Your Finances in Order

At this stage, our job is to maneuver all the financial pieces to ensure you’re on strong financial footing when that dream home becomes available. Our recommended network of lenders and financial experts will help tighten up your credit, determine exactly how much you can afford for both a home and a down payment, and make sure you’re formally pre-approved for a loan, all with the goal of solidifying your position as a serious market contender.

Shop

Shop for A Home

Now for the fun part! We’ll help you draw up a “wish list” of everything you’re looking for in not just your new home, but your new community as well. We’ll match your must-haves with your budget and then draw on our local expertise and network of industry colleagues to help you find a place that’s everything you wished for. Shopping for a home is exciting, so just have fun with it!

Offer

Make an Offer and Negotiate

You’ve found “the one” and you’re ready to make an offer! We’ll help you formulate a fair, data-driven purchase offer based on in-depth market analysis, and draw up the purchase agreements. Then, we’ll leverage smart negotiating skills to guide you through contingencies and ensure you don’t spend any more than you need to. And, should things not work out with one offer, we’ll be ready with a game plan for the next.

Inspect

Conduct a Property Inspection

Once your offer is selected, you can elect to inspect the property. If you do this, we’ll send an independent licensed inspector to fully check a home’s condition. Because it detects issues that aren’t apparent on a walk-through, a home inspection is a powerful negotiating tool and the best insurance you can ever get on a property. If issues arise, we’ll work with you to develop strategies on how best to proceed. You’re getting close, and you don’t want to set yourself up for a houseful of headaches.

Approve

Get Final Financing Approval

This part can get complicated, but we know from experience how to keep the crucial final stages of loan approval from becoming overwhelming. We’ll regularly monitor the progress of your transaction and keep you fully aware of unexpected funds that might be expected from you. We’ll also work with your lender to make sure all the necessary paperwork is complete as we move closer to a smooth closing.

Celebrate

Congratulate Yourself on Your New Home!

Making it through escrow can seem like a mountain of details but the view from the top is worth it. Expect to sign a ton of paperwork before you get there, and we’ll hold your hand through every step of the process. A few days before closing, we’ll conduct a final walk-through, and then, once both parties sign closing statements, the keys are yours and we’ll celebrate your new home and your new life!

What Our Clients Say

My partner and I worked with Felicia when purchasing our first home in March 2022. As first-time home buyers, we were new to everything, with only window shopping under our belts. Felicia was an amazing partner to have for this huge decision. She did an incredible job walking us through the home-buying process, getting us excited but also keeping us realistic about our expectations. With her help, we wer...

— Vince N.

What Our Clients Say

Hazel is the best! I can't believe we got so lucky to have her help us find our home. She is super nice and ready to work, always helps with any questions or concerns you have and will answer the phone now matter what time it seems like. she has been so great with everything and will fight for you.she gets her job done in a timely manner and makes sure it's done the right way. She truly knows what she is...

— Anastasia H.

What Our Clients Say

I chose Felicia as my agent for a condo purchase in Concord and knew early on we would work well together. I needed to make sure my agent would be someone who would be responsive throughout the process, willing to help point out factors I may have missed, and challenge my assumptions. We went through a bit of a roller coaster of a buying process having to cancel an offer on one unit that failed inspectio...

— Dan S.

What Our Clients Say

Hazel was very friendly, knowledgeable, and very responsive to us. We highly recommend!

— Tawny P.

Work With Us

At our core, we prioritize building community and fostering authentic relationships. Our dedication extends beyond the transaction, as we are committed to staying connected with our clients for life. Join us on this journey of creating lasting bonds and exceptional real estate experiences.